Privacy Policy


This Privacy Policy (“Policy”) describes the information which "Rishisambidhan" (“We”, “Us”, “Our” “Services”, “Company”) collects from you when you download, access, or use its Website or Mobile Application(“Sites”) for delivery of information, products, offerings and content via any mobile or internet connected device or otherwise (collectively the "Services").

This Privacy Policy should be read in conjunction with the Terms of Use applicable to the Rishisambidhan Services you are using.

Please keep in mind that when you provide information to Us on a third-party site or platform (for example, via Our website or applications like social media login). The information We collect is through those third-party sites linked with Our Sites and is covered by this privacy policy, and the information the third-party site or platform collects is subject to the third-party site or platform’s privacy practices. Privacy choices you have made on the third-party site or platform will not apply to Our use of the information we have collected directly through Our Sites. Please also keep in observance that Our Sites and applications may contain links to other sites not owned or controlled by Us and We are not responsible for the privacy practices of those sites. We encourage you to read the privacy policies of such other sites they may collect your personal information.

All capitalized terms that have not been specifically defined herein shall have the same meaning as provided under the Terms of Use.

User Consent

By using Rishisambidhan Services (for example, when you register for an account, communicate with us, on Our sites or applications or through social media), you agree and provide consent to Our collection, use and sharing of your personal information as described in this policy.

Accessing Site and Rishisambidhan Services through VPN

You should not access or use the Site or Rishisambidhan Services by means of any mechanism or technology which conceals your actual geo-location or provides incorrect details of your location (for example, use a virtual private network (VPN) to access Rishisambidhan Services, proxy server).

We will not be responsible or liable for any collection, storage or processing of your personal information or data if you use any mechanism or technology to access or use Site or Rishisambidhan Services which conceals your actual geo-location.

Usage of our Mobile Applications

This policy shall also apply to our mobile applications. You are urged to update to the most current version of mobile applications. If you use an older version of these apps and/or access discontinued services, We may not be responsible or liable for any damages, due to any collection, storage and processing of your personal information as per older version of mobile application.

 

 

COLLECTION AND USE OF PERSONAL INFORMATION

A. Information you provide to Us

Information Collected at the time of registration

During registration, We ask that you provide basic personal information from you to continue to interact with you and to continue providing you the Services. Information that We may collect including but may not limited to the following-

First/Last Name

Sex,

Age,

City, State, Address,

E-mail id

Contact number/Mobile No.

DOB

Occupation,

Interests

Information you provide to Us voluntarily

If you send Us personal correspondence, such as emails or letters, or if other users or third parties send Us correspondence about your activities or postings on the Site, We may collect and store such information.

We may collect additional information ( for example, your name, e-mail id, mobile number , location etc.,) at other times, including but not limited to, when you provide feedback(s), modify your content or email preferences, respond to surveys, provide comments, or communicate with Us. Additionally, We may also capture the financial information you provide Us such as investment details or compensation details when you use Rishisambidhan Service functionalities like Wealth Calculator and Tax Calculator.

B. Information automatically collected while browsing/navigating through the Site

Cookies

The Site uses cookies and other similar technologies which are necessary to its functioning and to provide Rishi Samvidhan. Some of these cookies are essential for Us to provide you with the rishisambidhan services. For more information about essential cookies

To improve the responsiveness of the Sites for our Users, we may use "cookies", or similar electronic tools to collect Information to assign each visitor a unique, random number as a User Identification (User ID) to understand the User's individual interests using the identified computer or device. Unless you voluntarily identify yourself (through registration, for example), we will have no way of knowing who you are, even if we assign a cookie to your computer or device. The only personal information a cookie can contain is information you supply. A cookie cannot read data off your hard drive or device. Our advertisers may also assign their own cookies to your browser (if you click on their ads etc.), a process that we do not control. We receive and store certain types of Information whenever you interact with us via Site or Service though your computer/laptop/netbook or mobile/tablet/pad/handheld device etc.

Log File Information

We may automatically collect limited information from your computer/device when you visit our site, application or service, for example;

IP address

Location/IP address

Device serial number/ID

SMS for OTP

In App permissions for capturing location, storage, network connection and Wi-Fi connection

Android Advertiser ID/ iDFA ID

pages you view

your computer/device's name,

your operating system,

browser type and version,

CPU speed,

connection speed.

SSO ID

Reviews and comments provided by you

Your preferences while using the Sites

Your activities and browsing patterns on the Site

Articles and Topics, you have read, followed, shared and saved

People you follow and people following you

Response to a survey,

any communications with us

Clear GIFs

We may use "clear GIFs" (Web Beacons) to track the online usage patterns of our Users in an anonymous manner, without personally identifying the User. We may also use clear GIFs in HTML-based emails sent to our Users to track which emails are opened by recipients. We use this information to inter-alia deliver our web pages to you upon request, to tailor our Sites or Service to the interests of our users, to measure traffic within our Sites to improve the quality, functionality and interactivity of our Sites and let advertisers know the geographic locations from where our Users come without personally identifying the Users.

Information obtained from Third party Sites

If you link, connect or login to your Rishi Samvidhan account with a third party services they may send Us information such as your registered e-mail id and public profile information from the service as stated below;

Facebook –Email ID and public profile information which may include name, profile picture, age gender etc.

Google –Email id, language preference and age.

LinkedIn – Email id, public information which may include name, profile picture, current position etc.

Demographic and other information

We may reference other sources of demographic and other information in order to provide you with more targeted communications and promotions. We use various third party analytics service providers, among others, to track the user behaviour on Our Site. They are used to support display advertising towards helping Us gain understanding of Our users' Demographics and Interests. The reports are anonymous and cannot be associated with any individual personally identifiable information that you may have shared with Us.

PURPOSES FOR COLLECTING, PROCESSING AND DISCLOSING YOUR PERSONAL INFORMATION

We use information to provide, analyze, administer, enhance and personalize Our service and marketing efforts, to process your registration, to provide you services, and to communicate with you related to the below-mentioned points. For example, we may use the information to:

To provide you and administer Our services

Enabling registration/Sign Up and maintaining your accounts on Rishisambidhan Service

Providing you location-specific content

Analyze and understand Our audience, improve Our service (including Our user interface experiences), recommendation algorithms, and delivery which may require sharing personal information with Our group companies and affiliates or third-party service providers

To help advertisers understand Our audience and confirm the value of advertising on Our Site(however it is usually in the form of aggregated statistics on traffic to various pages within our site) and to provide you relevant ads

To provide you with interest-based content like articles, stories, news on our site.

Enable your participation in various webcasts and webinars conducted on the Site

Provide you with push notifications on your browser.

Communicate with you concerning Our service (for example by email), so that We can send you news about rishisambidhan Services, details about new features and content available on the Rishisambidhan Services, promotional announcements, and surveys, and to assist you with operational requests such as password reset requests.

Notify you about changes in terms of service or privacy policy

Allow you to participate in interactive features offered through Our Services

Sharing with Our customer support team to resolve your queries/concerns related to your rights or services provided to you.

 

Information Use by the Company

The Information supplied by you enables Us to improve Our services and provide you the most user-friendly experience(s). In some cases for e.g. provision of certain service(s) or utility (ies), We may require your contact information as well. All required information is service dependent and rishisambidhan may use the above-said user Information to, maintain, protect, and improve the Services and for developing new services.

 

We may also use your email address or other personally identifiable information to send commercial or marketing messages about our Services and/or such additional updates and features about third parties products and services with an option to subscribe / unsubscribe (where feasible). We may, however, use your email address for non-marketing or administrative purposes (such as notifying you of major changes, for customer service purposes, billing, etc.)

Any personally identifiable information provided by you will not be considered as sensitive if it is freely available and / or accessible in the public domain like any comments, messages, blogs, scribbles available on social platforms like Facebook, twitter etc. Any posted/uploaded/conveyed/communication by users on the public sections of the "Site" becomes published content and is not considered personally identifiable information subject to this Privacy Policy. In case you choose to decline to submit personally identifiable information on the Sites, We may not be able to provide certain services on the Sites to you. We will make reasonable efforts to notify you of the same at the time of opening your account. In any case, We will not be liable and or responsible for the denial of certain services to you for lack of you providing the necessary personal information.

When you register with the Application or Services, we contact you from time to time about updating your personal information to provide you with features that we believe may benefit/interest you.

Information sharing with legal authorities, affiliates

Rishisambidhan shares your information with any third parties without obtaining the prior consent of User in the following limited circumstances:

When it is requested or required by law or by any court or governmental agency or authority to disclose, for the purpose of verification of identity, or for the prevention, detection, investigation including cyber incidents, or for prosecution and punishment of offences. These disclosures are made in good faith and belief that such disclosure is reasonably necessary for enforcing these Terms or for complying with the applicable laws and regulations.

Rishisambidhan may share such information within its group companies and officers and employees of such group companies for the purpose of processing personal information on its behalf. We also ensure that these recipients of such information agree to process such information based on Our instructions and in compliance with this Privacy Policy and any other appropriate confidentiality and security measures.

We can change or modify wholely or partly our privacy policy any time as our requirements.

Who ever use our Website or App are taken as (He/She/It/Others) agreed to our privacy policy.